Debt

Age UK (60+)

Age UK Redbridge, Barking & Havering exists to improve and maintain the quality of life for older people living in the London borough of Redbridge, Barking & Havering. We seek to achieve this aim by:

  • Ensuring that older people have dignity, respect, choice and that their voices are heard
  • Ensuring that services are provided in a sensitive and approachable manner
  • Being a focus of advice and help for older people

We operate an Advice and Information Service which is free, independent and confidential to older people, their relatives, carers and friends. The also provide information on issues affecting older people such as welfare benefits, community care, leisure and health.  Criteria for accessing this service is over 50.

In addition, we have a social group called Di’s Diamonds, where people can meet up, make friends and do different activities toether.  For example, bowling, cinema, tea dances etc.

  • Nessar Ahmed

  • Ripple Centre
    121-125 Ripple Road
    Barking
    IG11 7FN

  • 020 8220 6000

  • barkinganddagenhamadviceageuk@gmail.com

  • We are in Barking on Wednesdays and Fridays, but there is someone to speak to on the phone every day 9am - 5pm.

Barking Debt Advice Centre

At the Barking Debt Advice Centre we offer a free debt counselling service for residents of Barking & Dagenham.

If you want support with debt, financial concerns or want to learn how to budget better – we can help.  Call or email (see details below) to make an appointment with one of our advisors.

We are authorised and regulated by the Financial conduct Authority and are a member of Communtiy Money Advice.  The Barking Debt Advice Centre was established through St Patrick’s Church and open to everyone.

  • Catherine Harding

  • St Patrick's Church
    Blake Avenue
    Barking
    IG11 9SQ

  • 020 8594 4468

  • barkingdebtadvice@gmail.com

  • Tuesday 10am - 2pm
    Wednesday 10am - 2pm

BMoneyWize

BMoneyWize seeks to enable young people and adults to develop the knowledge, skills and confidence to become financially literate to the extent that they feel enabled to start a business if they wish to do so. More on the website

  • Run financial educational workshops, support groups
  • Run outreach initiatives
  • Provide volunteering opportunities,
  • Run peer mentoring schemes,
  • Organise outings / trips and visits to organisations

Our target groups are: School year 5 and 6 up to 55 years

  • Arinola Araba

  • Starting Point
    16A Pickering Road
    Barking
    IG11 8PG

  • 0203 288 2233

  • 07940 595 273

  • admin@bmoneywize.co.uk

  • 10:00-16:00, Tuesday - Thursday.

    If there is no answer please leave a message and they will call back

Citizens Advice Bureau

citizens advice

Barking & Dagenham Citizens Advice Bureau provides:

  • Information and advice on welfare benefits, housing, debt and money, employment, discrimination, family, consumer, tax, immigration and more
  • Information and advice on welfare benefits and debt for people experiencing mental ill health.
  • Hate crime advice, advocacy support to victims of hate crime incidents
  • Outreach Income raising clinics at 8 Childrens Centres.

All residents of Barking & Dagenham who are over 16 are eligible.

  • All staff can provide support

  • Barking Learning Centre
    2 Town Square
    Barking
    IG11 7NB

  • 020 85075969 Monday, Wednesday, Friday between 2pm - 5pm or Tuesday and Thursday between 9.30am - 2pm

  • advicereferrals@bdcab.org.uk

  • Drop into the CAB advice surgery on the following times
    Monday, Wednesday, Friday 9am - 2pm
    Tuesday and Thursday 2pm - 8pm

DABD – Welfare Benefits Advice

DABD’s comprehensive Advice & Support including welfare benefits service. We seek to help people understand their benefit entitlements and ensure that the money coming in to their households is maximised.

We offer free, confidential advice in the following areas:

  • DABDLOGOIncome maximisation – looking at your financial situation including all income and out-goings
  •  Benefits checks – are you claiming what you are entitled to?
  •  Advocacy – helping you have your voice heard and your views considered, this could be by writing letters or making phone calls on your behalf
  •  Help with filling in forms
  • Better-off’ calculations – looking at the benefits of moving into work
  • Help with letter writing and advocacy
  • Support and advice on challenging decisions with regards to your benefits

We offer appointments at our branches and home visits as well as an on –line advisor service through our website www.dabd.org.uk

  • Welfare Benefits Team

  • DABD Welfare Benefits
    42 – 48 Parsloes Avenue
    Dagenham
    RM9 5NU

  • 020 8215 9630

  • welfarebenefits@dabd.org.uk

  • 09:00 - 17:00 Monday to Friday

Liberty Credit Union

Liberty Credit Union is a community-based savings and loans organisation, open to anyone who lives or works in the Barking and Dagenham.

Liberty Credit Union offer easy-access savings accounts and preferential rate loans with free life and loan insurance. More information on their website

  • Unit 38 (Top Floor) Vicarage Field
    Ripple Road
    Barking
    IG11 8DQ

  • Tel: 01708 741899

  • mail@lcu.org.uk

  • Monday and Tuesday 10am - 4pm
    Wednesday CLOSED
    Thursday and Friday 10am - 4pm
    Saturday 10am - 1pm

Life after Debt (LAD)

LAD can support you when you are facing issues around debt and money management.

Home Visits: phone the number below to arrange for a LAD Debt Coach to visit you in your home.

An Effective Budget: our trained debt counsellors will work out a realistic budget that priorities your essential bills.  We will negotiate affordable payments with each creditor and attempt to stop unfair interest and charges where possible.  Your Debt Coach will then explain the budget and the payments you will need to make.

LAD Plan: in most cases, a LAD Plan is set up for you.  This acts as a simple bank account. You will need to make one weekly or monthly payment into your LAD Plan to cover your bills and debts.  LAD will then distribute this on your behalf.  You can also build up savings through your LAD Plan.

Severe Debt: if you are in severe debt, then we can walk you through insolvency options, such as petitioning for bankruptcy.  We can help you fill out the forms and even attend court with you.

  • Corina Kemp (Centre Manager )

  • St Thomas Church, 187 Burnside Road
    Dagenham

    RM8 2JN

  • 02085989533

  • 07722715274

  • corinakemp@capuk.org

  • Weekdays Monday to Friday 10:00 am - 2:30 pm